In workers compensation, IME stands for “independent medical exam”. Some people say it is really not independent because the doctor essentially works for the insurance company and is biased against injured workers.
Nevertheless, this insurance medical exam is a crucial point in your workers compensation claim; it is how the insurance company often obtains “evidence” to justify denying any further benefits. Usually, the adjustor will not send you a copy of the doctor’s report. Rather, the adjustor will send you a denial letter summarizing what the insurance doctor said. Then the adjustor will terminate benefits. (Hence the wise advice to save some money for a “rainy day”.)
So, if the workers compensation adjustor has notified you that you have an appointment with the insurance company’s doctor, feel free to call me with any questions you may have. I offer a free 20-minute phone consultation.